I became Commissioner of Insurance, I knew
|Marguerite Salazar, Commissioner of Insurance|
Colorado Division of Insurance
Making better decisions means we are better prepared when we need our insurance the most. So I’m excited about our relationship with 9HealthFair, because both organizations want to get people reliable information.
DOI’s mission is consumer protection. One of the best ways to protect consumers is to educate them. We have online resources and a team of experts ready to answer your questions at 303-894-7490 or 800-930-3745 outside the metro area. They can help you understand your policy and make sure you receive the benefits for which you pay. They also can help you understand your responsibilities and the role of your doctor, insurer, employer or agent.
Regulating Health Insurers Protects Consumers
DOI regulates health insurance companies to make sure they follow the law and can afford to pay your claims. When a company wants to raise premiums, DOI makes sure the plans are priced appropriately and include all the benefits required by law. We aim to create a fair and competitive marketplace with plenty of choice for consumers.
Better Decisions, Better Prepared
When people make better decisions, they will be better prepared when they need their insurance. We encourage consumers to ask five simple questions:
• What are my options?
• What benefits does my plan include?
• Is my doctor included in the plan’s network?
• How much does it cost? What is my deductible? What is my co-pay?
• Are my prescription medications covered?
Asking these questions will help you understand your options, your rights and your responsibilities. If you don’t think you’re getting what you purchased, give us a call or visit our website.